Studying in the Netherlands is not cheap. If you are thinking about living here, it is crucial to make a financial plan. Especially if you plan on staying for more than a year.

Financial plan

A financial plan should include both expenses as well as income. Every situation is different, so monthly costs vary widely. Make sure to include housing and healthcare insurance.

In the video below we guide you through the essential considerations to take into account when formulating your financial plan, including daily expenses and potential sources of financing such as savings, scholarships, financial support, or salary.


Many Dutch universities and universities of applied sciences offer scholarships to international students. These come in different forms and sizes, from university-wide to programme-specific funding. You can find out more about your options by looking up your programme or directly contacting the institution.

Dutch student finance system

The Dutch government has set up a funding system to pay for study costs, tuition fees, health insurance and costs of living. Students who are under 30 and enrolled in full-time or dual education are eligible.

You must either have the Dutch nationality or a nationality or residence permit that provides the same rights as Dutch nationals. Government service DUO provides more information about the Dutch student finance system.

Working while studying

You can also work alongside your studies, to earn some extra money. This option is available for both EU and non-EU students, but different rules apply.